{"id":6001,"date":"2026-04-25T07:05:37","date_gmt":"2026-04-25T07:05:37","guid":{"rendered":"https:\/\/defihukuk.com\/?p=6001"},"modified":"2026-04-25T10:24:57","modified_gmt":"2026-04-25T10:24:57","slug":"turkiyede-kripto-varlik-duzenlemeleri-ve-kripto-para-atm-hukuki-statusu","status":"publish","type":"post","link":"https:\/\/defihukuk.com\/en\/turkiyede-kripto-varlik-duzenlemeleri-ve-kripto-para-atm-hukuki-statusu\/","title":{"rendered":"T\u00fcrkiye&#8217;de Kripto Varl\u0131k D\u00fczenlemeleri ve Kripto Para ATM&#8217;lerinin Hukuki Stat\u00fcs\u00fc 2026"},"content":{"rendered":"<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/defihukuk.com\/turkiyede-kripto-varlik-duzenlemeleri-ve-kripto-para-atm-hukuki-statusu\/#article\",\"headline\":\"T\u00fcrkiye'de Kripto Varl\u0131k D\u00fczenlemeleri ve Kripto Para ATM'lerinin Hukuki Stat\u00fcs\u00fc 2026\",\"description\":\"T\u00fcrkiye kripto varl\u0131k d\u00fczenlemeleri 2026: 7518 say\u0131l\u0131 Kanun, SPK tebli\u011fleri, MASAK uyumluluk, 150 milyon TL sermaye \u015fart\u0131 ve kripto para ATM'lerinin hukuki stat\u00fcs\u00fc. Kapsaml\u0131 g\u00fcncel hukuki rehber. Av. Ahmet Karaca \u2014 DeFi Hukuk B\u00fcrosu.\",\"url\":\"https:\/\/defihukuk.com\/turkiyede-kripto-varlik-duzenlemeleri-ve-kripto-para-atm-hukuki-statusu\/\",\"datePublished\":\"2026-02-01\",\"dateModified\":\"2026-04-17\",\"inLanguage\":\"tr\",\"author\":{\"@type\":\"Person\",\"name\":\"Av. Ahmet Karaca\",\"jobTitle\":\"Kripto Para Hukuku ve SPK Mevzuat\u0131 Uzman\u0131\",\"url\":\"https:\/\/defihukuk.com\/avukat-ahmet-karaca-kimdir\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/ahmet-karaca-\"]},\"publisher\":{\"@type\":\"LegalService\",\"name\":\"DeFi Hukuk B\u00fcrosu\",\"url\":\"https:\/\/defihukuk.com\",\"address\":{\"@type\":\"PostalAddress\",\"addressLocality\":\"\u0130stanbul\",\"addressCountry\":\"TR\"}},\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/defihukuk.com\/turkiyede-kripto-varlik-duzenlemeleri-ve-kripto-para-atm-hukuki-statusu\/\"},\"speakable\":{\"@type\":\"SpeakableSpecification\",\"cssSelector\":[\".dfh-speakable\",\".dfh-ai-answer\",\".dfh-atm-speakable\",\".dfh-reg-speakable\"]}},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"T\u00fcrkiye'de kripto para ATM'leri (BTM) yasal m\u0131?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"T\u00fcrkiye'de kripto para ATM'leri (BTM), 7518 say\u0131l\u0131 Kanun kapsam\u0131nda kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131 olarak lisans rejimine tabi tutulabilir ve faaliyetleri yasal d\u00fczenleme (SPK denetimi) alt\u0131na al\u0131nm\u0131\u015ft\u0131r. Kripto varl\u0131klar\u0131n do\u011frudan \u00f6deme arac\u0131 olarak kullan\u0131m\u0131 yasak olsa da bu cihazlar arac\u0131l\u0131\u011f\u0131yla al\u0131m-sat\u0131m i\u015flemleri malvarl\u0131\u011f\u0131 de\u011feri olarak hukuki \u00e7er\u00e7evede yer bulmaktad\u0131r.\"}},{\"@type\":\"Question\",\"name\":\"T\u00fcrkiye'de kripto varl\u0131k d\u00fczenlemelerinin temel \u00f6zellikleri nelerdir?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"T\u00fcrkiye'de kripto varl\u0131k d\u00fczenlemeleri 2024 y\u0131l\u0131nda Sermaye Piyasas\u0131 Kanunu'nda yap\u0131lan de\u011fi\u015fikliklerle yasal bir zemine oturmu\u015ftur: SPK denetimi, 150 milyon TL sermaye \u015fart\u0131, MASAK AML\/CFT y\u00fck\u00fcml\u00fcl\u00fckleri, \u00f6deme arac\u0131 yasa\u011f\u0131, saklama hizmetleri i\u00e7in SPK yetkilendirmesi ve kripto varl\u0131klar\u0131n gayri maddi varl\u0131k olarak kabul\u00fc.\"}},{\"@type\":\"Question\",\"name\":\"Kripto para ATM'si kurmak T\u00fcrkiye'de yasal m\u0131?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"7518 say\u0131l\u0131 Kanun kapsam\u0131nda kripto para ATM i\u015fletmek i\u00e7in SPK lisansl\u0131 kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131 (KVHS) stat\u00fcs\u00fcnde faaliyet g\u00f6stermek gerekmektedir. Bu lisans olmadan ATM i\u015fletimi yasal de\u011fildir. Mevcut ATM'lerin b\u00fcy\u00fck \u00e7o\u011funlu\u011fu lisanss\u0131z faaliyetlerinden dolay\u0131 SPK m.109\/A kapsam\u0131nda yapt\u0131r\u0131m riskiyle kar\u015f\u0131 kar\u015f\u0131yad\u0131r.\"}},{\"@type\":\"Question\",\"name\":\"T\u00fcrkiye kripto reg\u00fclasyonu FATF uyumu nas\u0131l sa\u011fland\u0131?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"T\u00fcrkiye, 7518 say\u0131l\u0131 Kanun ve MASAK d\u00fczenlemeleriyle FATF'nin 15 numaral\u0131 Tavsiyesi (VASP lisanslama) dahil t\u00fcm teknik kriterleri kar\u015f\u0131layarak Haziran 2024'te FATF gri listesinden \u00e7\u0131kmay\u0131 ba\u015farm\u0131\u015ft\u0131r. Bu s\u00fcre\u00e7te KVHS lisanslama zorunlulu\u011fu, \u015f\u00fcpheli i\u015flem bildirimi ve KYC y\u00fck\u00fcml\u00fcl\u00fckleri hayata ge\u00e7irilmi\u015ftir.\"}},{\"@type\":\"Question\",\"name\":\"2025 y\u0131l\u0131nda yay\u0131mlanan SPK kripto tebli\u011fleri nelerdir?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Mart 2025'te yay\u0131mlanan SPK tebli\u011fleri: III-35\/B.1 Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n\u0131n Kurulu\u015f ve Faaliyet Esaslar\u0131na \u0130li\u015fkin Tebli\u011f ile III-35\/B.2 Kripto Varl\u0131klar\u0131n Saklanmas\u0131na \u0130li\u015fkin Tebli\u011f. Bu tebli\u011flerle KVHS'lerin asgari 150 milyon TL \u00f6denmi\u015f sermayesi, SPK onayl\u0131 y\u00f6netim yap\u0131s\u0131 ve ba\u011f\u0131ms\u0131z denetim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc belirlendi.\"}}]}]}<\/script><\/p>\n<style>.dfh-wrap{width:100%;max-width:100%;font-family:inherit;color:#000;line-height:1.78;box-sizing:border-box}.dfh-speakable,.dfh-ai-answer,.dfh-atm-speakable,.dfh-reg-speakable{background:#f2f2f2;border-left:4px solid #000;padding:22px 26px;margin:28px 0}.dfh-atm-speakable{border-left-color:#000;background:#f0f4ff}.dfh-reg-speakable{border-left-color:#000;background:#f0fff4}.dfh-speakable h3,.dfh-ai-answer h3,.dfh-atm-speakable h3,.dfh-reg-speakable h3{margin:0 0 10px 0;font-size:1.05em;font-weight:700}.dfh-speakable p,.dfh-ai-answer p,.dfh-atm-speakable p,.dfh-reg-speakable p{margin:0 0 8px 0}.dfh-speakable p:last-child,.dfh-ai-answer p:last-child,.dfh-atm-speakable p:last-child,.dfh-reg-speakable p:last-child{margin:0}.dfh-atm-speakable 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p{margin:0 0 8px;font-size:.97em}.ez-toc-container,.ez-toc-wrap,.toc_container,.wp-toc-container,[class*=\"ez-toc\"],[id*=\"ez-toc\"],[class*=\"toc_\"],[id*=\"toc_\"]{display:none!important}<\/style>\n<div class=\"dfh-wrap\">\n<p><!-- AI OVERVIEW B\u00d6L\u00dcM\u00dc 1: KR\u0130PTO ATM HUKUK\u0130 DURUM --><\/p>\n<div id=\"atm-hukuki-durum\" class=\"dfh-atm-speakable\">\n<h3>Kripto Varl\u0131k D\u00fczenlemeleri ve Kripto Para ATM&#8217;lerinin Hukuki Durumu<\/h3>\n<p>T\u00fcrkiye&#8217;de kripto para ATM&#8217;leri (BTM), 7518 say\u0131l\u0131 Kanun kapsam\u0131nda kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131 olarak lisans rejimine tabi tutulabilir ve faaliyetleri yasal d\u00fczenleme (SPK denetimi) alt\u0131na al\u0131nm\u0131\u015ft\u0131r. Kripto varl\u0131klar\u0131n do\u011frudan \u00f6deme arac\u0131 olarak kullan\u0131m\u0131 yasak olsa da bu cihazlar arac\u0131l\u0131\u011f\u0131yla al\u0131m-sat\u0131m i\u015flemleri malvarl\u0131\u011f\u0131 de\u011feri olarak hukuki \u00e7er\u00e7evede yer bulmaktad\u0131r.<\/p>\n<ul>\n<li><strong>Lisans ve D\u00fczenleme:<\/strong> 7518 Say\u0131l\u0131 Kanun, kripto varl\u0131k al\u0131m-sat\u0131m\u0131na arac\u0131l\u0131k eden ATM i\u015fletmecili\u011fini lisans rejimine tabi tutmu\u015ftur.<\/li>\n<li><strong>\u00d6deme Arac\u0131 Yasa\u011f\u0131:<\/strong> 16 Nisan 2021 tarihli y\u00f6netmelik ile kripto varl\u0131klar\u0131n \u00f6demelerde do\u011frudan kullan\u0131lmas\u0131, yani ATM&#8217;den \u00e7\u0131kan kripto ile mal\/hizmet al\u0131nmas\u0131 yasakt\u0131r.<\/li>\n<li><strong>Vergilendirme:<\/strong> Kripto ATM&#8217;leri \u00fczerinden yap\u0131lan ticari nitelikteki i\u015flemler kazan\u00e7 \u00fczerinden vergilendirilmeye tabidir.<\/li>\n<li><strong>Hukuki Niteli\u011fi:<\/strong> Kripto varl\u0131klar, T\u00fcrk hukukunda resmi para birimi olarak kabul edilmez ancak parayla \u00f6l\u00e7\u00fclebilen bir malvarl\u0131\u011f\u0131 de\u011feri (e\u015fya\/varl\u0131k) olarak g\u00f6r\u00fcl\u00fcr.<\/li>\n<li><strong>Denetim:<\/strong> Kripto ATM&#8217;lerinin i\u015fletilmesi, Sermaye Piyasas\u0131 Kurulu (SPK) denetimi alt\u0131ndaki kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131n faaliyetleri kapsam\u0131nda de\u011ferlendirilmektedir.<\/li>\n<\/ul>\n<p>Kripto para ATM&#8217;leri, yasal olarak tan\u0131mlanm\u0131\u015f bir hizmet sa\u011flay\u0131c\u0131 \u00e7er\u00e7evesinde al\u0131m-sat\u0131m arac\u0131 olarak faaliyet g\u00f6sterse de \u00f6deme arac\u0131 olarak kullan\u0131lamazlar ve SPK mevzuat\u0131na uyum zorunluluklar\u0131 mevcuttur.<\/p>\n<\/div>\n<figure id=\"attachment_6636\" aria-describedby=\"caption-attachment-6636\" style=\"width: 1920px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-6636\" src=\"https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri.jpg\" alt=\"T\u00fcrkiye'de Kripto Varl\u0131k D\u00fczenlemelerinin Temel \u00d6zellikleri\" width=\"1920\" height=\"1080\" srcset=\"https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri.jpg 1920w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri-300x169.jpg 300w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri-1024x576.jpg 1024w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri-768x432.jpg 768w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri-1536x864.jpg 1536w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/turkiyede-kripto-varlik-duzenlemelerinin-temel-ozellikleri-18x10.jpg 18w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><figcaption id=\"caption-attachment-6636\" class=\"wp-caption-text\">T\u00fcrkiye&#8217;de Kripto Varl\u0131k D\u00fczenlemelerinin Temel \u00d6zellikleri<\/figcaption><\/figure>\n<div id=\"reg-temel-ozellikler\" class=\"dfh-reg-speakable\">\n<h3>T\u00fcrkiye&#8217;de Kripto Varl\u0131k D\u00fczenlemelerinin Temel \u00d6zellikleri<\/h3>\n<p>T\u00fcrkiye&#8217;de kripto varl\u0131k d\u00fczenlemeleri, 2024 y\u0131l\u0131nda Sermaye Piyasas\u0131 Kanunu&#8217;nda yap\u0131lan de\u011fi\u015fikliklerle yasal bir zemine oturmu\u015f olup borsalar\u0131n SPK denetimine girmesini ve 150 milyon TL sermaye \u015fart\u0131 gibi s\u0131k\u0131 kurallar\u0131 kapsamaktad\u0131r. Mart 2025&#8217;te yay\u0131mlanan tebli\u011flerle hizmet sa\u011flay\u0131c\u0131lar\u0131n kurulu\u015f ve faaliyet esaslar\u0131 belirlenmi\u015f, i\u015flemlerden on binde 3 oran\u0131nda vergi al\u0131nmas\u0131 g\u00fcndeme gelmi\u015ftir.<\/p>\n<ul>\n<li><strong>SPK Denetimi:<\/strong> Kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131 (borsalar), Sermaye Piyasas\u0131 Kurulu&#8217;nun d\u00fczenleme ve denetimine tabi tutulmu\u015ftur.<\/li>\n<li><strong>Lisanslama ve Sermaye:<\/strong> Borsalar\u0131n faaliyet g\u00f6sterebilmesi i\u00e7in SPK&#8217;dan izin almas\u0131 ve en az 150 milyon TL sermaye \u015fart\u0131n\u0131 sa\u011flamas\u0131 gerekmektedir.<\/li>\n<li><strong>Vergilendirme (2026 G\u00fcndemi):<\/strong> Kripto varl\u0131k al\u0131m, sat\u0131m ve transfer i\u015flemlerinden on binde 3 oran\u0131nda i\u015flem vergisi kesilmesi planlanmaktad\u0131r.<\/li>\n<li><strong>Saklama Hizmetleri:<\/strong> M\u00fc\u015fterilerin kripto varl\u0131klar\u0131n\u0131n saklama hizmetlerinin SPK taraf\u0131ndan yetkilendirilmi\u015f bankalar veya kurulu\u015flarca sunulmas\u0131 esast\u0131r.<\/li>\n<li><strong>\u00d6deme Yasa\u011f\u0131:<\/strong> Kripto varl\u0131klar\u0131n do\u011frudan veya dolayl\u0131 olarak \u00f6demelerde kullan\u0131lmas\u0131 yasakt\u0131r.<\/li>\n<li><strong>Hukuki Durum:<\/strong> Kripto varl\u0131klar &#8220;gayri maddi varl\u0131k&#8221; olarak kabul edilmi\u015f, haciz edilebilir hale gelmi\u015ftir.<\/li>\n<li><strong>MASAK Y\u00fck\u00fcml\u00fcl\u00fckleri:<\/strong> Kripto platformlar\u0131, su\u00e7 gelirlerinin aklanmas\u0131 ve ter\u00f6rizmin finansman\u0131 ile m\u00fccadele (AML\/CFT) kapsam\u0131nda MASAK denetimine tabidir.<\/li>\n<\/ul>\n<\/div>\n<p><!-- \u00d6ZET G\u00d6STERGELER\u0130 --><\/p>\n<div class=\"dfh-ozet-grid\">\n<div class=\"dfh-ozet-item\"><span class=\"doi-sayi\">150 mn TL<\/span><span class=\"doi-label\">KVHS Asgari<br \/>\nSermaye \u015eart\u0131<\/span><\/div>\n<div class=\"dfh-ozet-item\"><span class=\"doi-sayi\">\u20300,3<\/span><span class=\"doi-label\">Teklif Edilen<br \/>\n\u0130\u015flem Vergisi<\/span><\/div>\n<div class=\"dfh-ozet-item\"><span class=\"doi-sayi\">Haziran 2024<\/span><span class=\"doi-label\">FATF Gri Liste<br \/>\n\u00c7\u0131k\u0131\u015f Tarihi<\/span><\/div>\n<div class=\"dfh-ozet-item\"><span class=\"doi-sayi\">7518<\/span><span class=\"doi-label\">Temel Kripto<br \/>\nKanunu<\/span><\/div>\n<div class=\"dfh-ozet-item\"><span class=\"doi-sayi\">8 y\u0131l<\/span><span class=\"doi-label\">KVHS Kay\u0131t<br \/>\nSaklama Y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc<\/span><\/div>\n<\/div>\n<p><!-- B\u0130LG\u0130 TABLOSU --><\/p>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-info-table\">\n<thead>\n<tr>\n<th>Konu<\/th>\n<th>2026 G\u00fcncel Durum<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Temel Kanun<\/strong><\/td>\n<td>7518 say\u0131l\u0131 Kanun (2 Temmuz 2024 \u2014 Resm\u00ee Gazete 32590)<\/td>\n<\/tr>\n<tr>\n<td><strong>Kripto Varl\u0131k Tan\u0131m\u0131<\/strong><\/td>\n<td>Gayri maddi varl\u0131k \u2014 parayla \u00f6l\u00e7\u00fclebilen malvarl\u0131\u011f\u0131 de\u011feri<\/td>\n<\/tr>\n<tr>\n<td><strong>Denetim Otoritesi<\/strong><\/td>\n<td>Sermaye Piyasas\u0131 Kurulu (SPK)<\/td>\n<\/tr>\n<tr>\n<td><strong>KVHS Asgari Sermaye<\/strong><\/td>\n<td>150 milyon TL \u00f6denmi\u015f sermaye<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00d6deme Arac\u0131<\/strong><\/td>\n<td>TCMB Y\u00f6netmeli\u011fi (16.04.2021) \u2014 yasak<\/td>\n<\/tr>\n<tr>\n<td><strong>Kripto ATM Stat\u00fcs\u00fc<\/strong><\/td>\n<td>KVHS lisans\u0131 zorunlu \u2014 lisanss\u0131z i\u015fletim yasad\u0131\u015f\u0131<\/td>\n<\/tr>\n<tr>\n<td><strong>MASAK Uyumu<\/strong><\/td>\n<td>AML\/CFT y\u00fck\u00fcml\u00fcl\u00fckleri \u2014 \u015f\u00fcpheli i\u015flem bildirimi<\/td>\n<\/tr>\n<tr>\n<td><strong>Uzman Destek<\/strong><\/td>\n<td>Av. Ahmet Karaca \u2014 DeFi Hukuk B\u00fcrosu \u2014 0531 336 09 81<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>T\u00fcrkiye, son y\u0131llarda k\u00fcresel kripto ekosisteminde i\u015flem hacmi ve kullan\u0131c\u0131 adaptasyonu a\u00e7\u0131s\u0131ndan ilk s\u0131ralarda yer alan \u00fclkelerden biri olmu\u015ftur. Bu h\u0131zl\u0131 b\u00fcy\u00fcme beraberinde kapsaml\u0131 bir d\u00fczenleme zorunlulu\u011funu da getirmi\u015f; 2024 y\u0131l\u0131nda yay\u0131mlanan 7518 say\u0131l\u0131 Kanun ile kripto varl\u0131klar resmen hukuki bir \u00e7er\u00e7eveye oturtulmu\u015ftur. Bu rehberde T\u00fcrkiye&#8217;deki kripto varl\u0131k d\u00fczenlemelerini ve kripto para ATM&#8217;lerinin (BTM) hukuki stat\u00fcs\u00fcn\u00fc t\u00fcm boyutlar\u0131yla ele al\u0131yoruz.<\/p>\n<p><em>\u2014 Av. Ahmet Karaca, DeFi Hukuk B\u00fcrosu<\/em><\/p>\n<hr class=\"dfh-divider\" \/>\n<p><!-- \u0130\u00c7\u0130NDEK\u0130LER --><\/p>\n<div id=\"icerik\" class=\"dfh-toc\">\n<div class=\"dfh-toc-title\">Bu Yaz\u0131m\u0131zda Neler Bulacaks\u0131n\u0131z<\/div>\n<ol>\n<li><a href=\"#tarihsel-gelisim\">T\u00fcrkiye Kripto Reg\u00fclasyonunun Tarihsel Geli\u015fimi<\/a><\/li>\n<li><a href=\"#fatf\">FATF Gri Liste ve Uyum S\u00fcreci<\/a><\/li>\n<li><a href=\"#tcmb-yasak\">2021 TCMB \u00d6deme Yasa\u011f\u0131: \u0130lk S\u0131n\u0131r Hatt\u0131<\/a><\/li>\n<li><a href=\"#7518\">7518 Say\u0131l\u0131 Kanun: Temel H\u00fck\u00fcmler<\/a><\/li>\n<li><a href=\"#spk-tebligleri\">Mart 2025 SPK Tebli\u011fleri: III-35\/B.1 ve III-35\/B.2<\/a><\/li>\n<li><a href=\"#kvhs-sartlar\">KVHS Lisanslama \u015eartlar\u0131 ve Y\u00fck\u00fcml\u00fcl\u00fckler<\/a><\/li>\n<li><a href=\"#masak\">MASAK AML\/CFT Uyumluluk \u00c7er\u00e7evesi<\/a><\/li>\n<li><a href=\"#atm-nedir\">Kripto Para ATM&#8217;si (BTM) Nedir?<\/a><\/li>\n<li><a href=\"#atm-hukuk\">Kripto ATM&#8217;nin T\u00fcrkiye&#8217;deki Hukuki Stat\u00fcs\u00fc<\/a><\/li>\n<li><a href=\"#atm-lisans\">ATM \u0130\u015fletmek \u0130\u00e7in Lisans \u015eartlar\u0131<\/a><\/li>\n<li><a href=\"#atm-yasak\">ATM \u00d6deme Arac\u0131 Olarak Yasak m\u0131?<\/a><\/li>\n<li><a href=\"#atm-ceza\">Lisanss\u0131z ATM \u0130\u015fletiminde Yapt\u0131r\u0131mlar<\/a><\/li>\n<li><a href=\"#vergi\">Kripto ATM ve D\u00fczenleme Vergi Boyutu<\/a><\/li>\n<li><a href=\"#mevzuat\">Temel Mevzuat \u00d6zeti<\/a><\/li>\n<li><a href=\"#sss\">S\u0131k\u00e7a Sorulan Sorular (SSS)<\/a><\/li>\n<\/ol>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 1: TAR\u0130HSEL GEL\u0130\u015e\u0130M --><\/p>\n<h2 id=\"tarihsel-gelisim\">T\u00fcrkiye Kripto Reg\u00fclasyonunun Tarihsel Geli\u015fimi<\/h2>\n<div class=\"dfh-zaman-kutu\">\n<p class=\"dzk-title\">T\u00fcrkiye Kripto D\u00fczenlemeleri Zaman \u00c7izelgesi<\/p>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; border-bottom: 1px solid #444; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Nisan 2021<\/span>TCMB Y\u00f6netmeli\u011fi \u2014 Kripto varl\u0131klar\u0131n \u00f6demelerde kullan\u0131lmas\u0131 yasakland\u0131<\/div>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; border-bottom: 1px solid #444; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Ekim 2021<\/span>FATF \u2014 T\u00fcrkiye gri listeye al\u0131nd\u0131; VASP d\u00fczenlemesi zorunlu hale geldi<\/div>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; border-bottom: 1px solid #444; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Temmuz 2024<\/span>7518 say\u0131l\u0131 Kanun \u2014 Kripto varl\u0131klar SPK denetimine girdi, gayri maddi varl\u0131k olarak tan\u0131mland\u0131<\/div>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; border-bottom: 1px solid #444; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Haziran 2024<\/span>FATF \u2014 T\u00fcrkiye gri listeden \u00e7\u0131kt\u0131<\/div>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; border-bottom: 1px solid #444; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Eyl\u00fcl 2024<\/span>SPK i-SPK.35.B \u2014 Lisansl\u0131 platform b\u00fcnyesi P2P pazar yerleri k\u0131s\u0131tland\u0131<\/div>\n<div class=\"dfh-zaman-kutu .dzk-satir\" style=\"display: flex; gap: 14px; padding: 8px 0; font-size: .93em;\"><span style=\"min-width: 120px; font-weight: bold; color: #ccc;\">Mart 2025<\/span>SPK Tebli\u011fleri III-35\/B.1 ve III-35\/B.2 \u2014 KVHS kurulu\u015f ve faaliyet esaslar\u0131 + saklama hizmetleri<\/div>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 2: FATF --><\/p>\n<h2 id=\"fatf\">FATF Gri Liste ve Uyum S\u00fcreci<\/h2>\n<div id=\"ai-fatf\" class=\"dfh-ai-answer\">\n<h3>FATF Gri Listesinden \u00c7\u0131k\u0131\u015f ve Kripto Reg\u00fclasyonunun Rol\u00fc<\/h3>\n<p>T\u00fcrkiye, Ekim 2021&#8217;de FATF &#8220;art\u0131r\u0131lm\u0131\u015f izlemeye tabi \u00fclkeler&#8221; (gri liste) kapsam\u0131na al\u0131nd\u0131. FATF&#8217;nin 15. Tavsiyesi, sanal varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131n (VASP) lisanslanmas\u0131n\u0131, KYC ve AML y\u00fck\u00fcml\u00fcl\u00fcklerini zorunlu k\u0131lmaktad\u0131r. T\u00fcrkiye&#8217;nin bu listeden \u00e7\u0131kabilmesi i\u00e7in kripto varl\u0131k sekt\u00f6r\u00fcn\u00fc yasal zemine ta\u015f\u0131mas\u0131 \u015fart ko\u015fulmu\u015ftur. 7518 say\u0131l\u0131 Kanun&#8217;un kabul\u00fcyle FATF&#8217;nin t\u00fcm teknik kriterleri kar\u015f\u0131lanm\u0131\u015f ve Haziran 2024&#8217;te gri listeden \u00e7\u0131k\u0131\u015f ba\u015far\u0131lm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<p>FATF s\u00fcrecinin T\u00fcrk kripto reg\u00fclasyonu \u00fczerindeki etkisi tarihsel bir k\u0131r\u0131lma noktas\u0131 olmu\u015ftur. Gri liste \u00f6ncesinde T\u00fcrkiye, kripto varl\u0131klar konusunda &#8220;bekle ve g\u00f6r&#8221; politikas\u0131 izliyordu. Gri liste bask\u0131s\u0131 ise yasal d\u00fczenlemeyi zorunlu k\u0131larak 7518 say\u0131l\u0131 Kanun&#8217;un s\u00fcratle TBMM&#8217;den ge\u00e7irilmesine yol a\u00e7m\u0131\u015ft\u0131r. Bu nedenle T\u00fcrkiye kripto reg\u00fclasyonu, do\u011frudan uluslararas\u0131 bask\u0131 mekanizmalar\u0131 taraf\u0131ndan \u015fekillendirilmi\u015f bir yap\u0131dad\u0131r.<\/p>\n<p><!-- B\u00d6L\u00dcM 3: TCMB YASAK --><\/p>\n<h2 id=\"tcmb-yasak\">2021 TCMB \u00d6deme Yasa\u011f\u0131: \u0130lk S\u0131n\u0131r Hatt\u0131<\/h2>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan 16 Nisan 2021&#8217;de yay\u0131mlanan y\u00f6netmelik, T\u00fcrkiye&#8217;nin kripto varl\u0131klara ili\u015fkin ilk resmi hukuki duru\u015funu ortaya koydu. Bu y\u00f6netmelikle kripto varl\u0131klar\u0131n do\u011frudan veya dolayl\u0131 olarak \u00f6demelerde kullan\u0131lmas\u0131, mal ve hizmet al\u0131m\u0131nda ara\u00e7 olarak kullan\u0131lmas\u0131 yasakland\u0131.<\/p>\n<div class=\"dfh-alert dfh-alert-info\"><b>\u00d6deme Yasa\u011f\u0131n\u0131n Pratik Anlam\u0131:<\/b> Bir kripto para ATM&#8217;sinden USDT sat\u0131n al\u0131p bunu bir al\u0131\u015fveri\u015fte \u00f6deme arac\u0131 olarak kullanmak bu y\u00f6netmelik kapsam\u0131nda yasakt\u0131r. ATM&#8217;nin kendisi yasaklanmam\u0131\u015ft\u0131r; ATM&#8217;den elde edilen kriptan\u0131n \u00f6demede kullan\u0131lmas\u0131 yasakt\u0131r. Bu kritik ayr\u0131m kripto ATM&#8217;lerinin hukuki stat\u00fcs\u00fcn\u00fc do\u011frudan belirler.<\/div>\n<p><!-- B\u00d6L\u00dcM 4: 7518 SAYILI KANUN --><\/p>\n<h2 id=\"7518\">7518 Say\u0131l\u0131 Kanun: Temel H\u00fck\u00fcmler<\/h2>\n<div id=\"ai-7518\" class=\"dfh-ai-answer\">\n<h3>7518 Say\u0131l\u0131 Kanun&#8217;un Kripto Ekosistemini Nas\u0131l De\u011fi\u015ftirdi?<\/h3>\n<p>2 Temmuz 2024 tarihli ve 7518 say\u0131l\u0131 Kanun ile Sermaye Piyasas\u0131 Kanunu&#8217;na eklenen h\u00fck\u00fcmler, kripto varl\u0131klar\u0131 T\u00fcrk hukukunda &#8220;gayri maddi varl\u0131k&#8221; olarak tan\u0131mlam\u0131\u015f ve t\u00fcm kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131 SPK lisans\u0131 ve denetimine tabi k\u0131lm\u0131\u015ft\u0131r. Kripto varl\u0131klar art\u0131k haciz edilebilir, miras b\u0131rak\u0131labilir ve hukuki i\u015flemlere konu olabilir hale gelmi\u015ftir.<\/p>\n<\/div>\n<p><strong>7518 say\u0131l\u0131 Kanun&#8217;un getirdi\u011fi temel d\u00fczenlemeler:<\/strong><\/p>\n<ul class=\"dfh-checklist\">\n<li><strong>Kripto Varl\u0131k Tan\u0131m\u0131:<\/strong> Da\u011f\u0131t\u0131k defter teknolojisi veya benzeri bir teknoloji kullan\u0131larak elektronik ortamda olu\u015fturulan, korunan ve aktar\u0131lan gayri maddi varl\u0131klar<\/li>\n<li><strong>Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131s\u0131 (KVHS) Tan\u0131m\u0131:<\/strong> Kripto varl\u0131k al\u0131m-sat\u0131m\u0131na arac\u0131l\u0131k, saklama ve platform i\u015fletim hizmetlerini sunan kurulu\u015flar<\/li>\n<li><strong>SPK Lisans Zorunlulu\u011fu:<\/strong> Her KVHS faaliyeti i\u00e7in \u00f6nceden SPK izni al\u0131nmas\u0131 zorunlu<\/li>\n<li><strong>Asgari Sermaye:<\/strong> Mart 2025 tebli\u011fleriyle 150 milyon TL olarak belirlendi<\/li>\n<li><strong>Y\u00f6netim \u015eartlar\u0131:<\/strong> Y\u00f6netim kurulu \u00fcyelerinin ve genel m\u00fcd\u00fcr\u00fcn SPK onay\u0131 gerektiren nitelikleri ta\u015f\u0131mas\u0131<\/li>\n<li><strong>Faaliyet T\u00fcr\u00fc Ayr\u0131m\u0131:<\/strong> Her faaliyet t\u00fcr\u00fc (al\u0131m-sat\u0131m, saklama, platform) i\u00e7in ayr\u0131 lisans<\/li>\n<li><strong>Ba\u011f\u0131ms\u0131z Denetim:<\/strong> Y\u0131ll\u0131k denetim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc<\/li>\n<li><strong>Kay\u0131t Saklama:<\/strong> \u0130\u015flem kay\u0131tlar\u0131n\u0131n 8 y\u0131l saklanmas\u0131<\/li>\n<\/ul>\n<p><!-- B\u00d6L\u00dcM 5: TEBLI\u011eLER --><\/p>\n<h2 id=\"spk-tebligleri\">Mart 2025 SPK Tebli\u011fleri: III-35\/B.1 ve III-35\/B.2<\/h2>\n<p><a href=\"https:\/\/www.spk.gov.tr\/duyurular\/basin-duyurulari\" target=\"_blank\" rel=\"dofollow noopener\">Sermaye Piyasas\u0131 Kurulu (SPK)<\/a>, Mart 2025&#8217;te iki kritik tebli\u011f yay\u0131mlayarak KVHS&#8217;lerin faaliyet \u00e7er\u00e7evesini somutla\u015ft\u0131rd\u0131.<\/p>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>Tebli\u011f<\/th>\n<th>Kapsam<\/th>\n<th>Temel H\u00fck\u00fcmler<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>III-35\/B.1<\/strong><\/td>\n<td>KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131<\/td>\n<td>150 mn TL asgari sermaye, y\u00f6netim yap\u0131s\u0131, ba\u011f\u0131ms\u0131z denetim, faaliyet izni ba\u015fvuru s\u00fcreci<\/td>\n<\/tr>\n<tr>\n<td><strong>III-35\/B.2<\/strong><\/td>\n<td>Kripto Varl\u0131klar\u0131n Saklanmas\u0131<\/td>\n<td>Saklama hizmetini sunabilecek kurulu\u015flar (SPK yetkilendirilmi\u015f bankalar\/kurulu\u015flar), m\u00fc\u015fteri varl\u0131\u011f\u0131 ayr\u0131m\u0131, so\u011fuk c\u00fczdan zorunlulu\u011fu<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"dfh-alert dfh-alert-info\"><b>Saklama Hizmetinin \u00d6nemi:<\/b> III-35\/B.2 Tebli\u011fi ile kripto varl\u0131k saklama hizmeti sadece SPK taraf\u0131ndan yetkilendirilmi\u015f kurulu\u015flara hasredilmi\u015ftir. Bu d\u00fczenleme, kullan\u0131c\u0131lar\u0131n varl\u0131klar\u0131n\u0131n platformun iflas\u0131nda kaybolma riskini azaltmay\u0131 hedeflemektedir. T\u00fcrkiye&#8217;deki kripto yat\u0131r\u0131mc\u0131lar\u0131 i\u00e7in saklama hizmetinin hangi kurulu\u015f taraf\u0131ndan verildi\u011fini bilmek kritik \u00f6nem ta\u015f\u0131yaktad\u0131r.<\/div>\n<p><!-- B\u00d6L\u00dcM 6: KVHS \u015eARTLAR --><\/p>\n<h2 id=\"kvhs-sartlar\">KVHS Lisanslama \u015eartlar\u0131 ve Y\u00fck\u00fcml\u00fcl\u00fckler<\/h2>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>\u015eart\/Y\u00fck\u00fcml\u00fcl\u00fck<\/th>\n<th>Detay<\/th>\n<th>Dayanak<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Asgari \u00d6denmi\u015f Sermaye<\/strong><\/td>\n<td>150 milyon TL<\/td>\n<td>III-35\/B.1 Tebli\u011fi<\/td>\n<\/tr>\n<tr>\n<td><strong>SPK Faaliyet \u0130zni<\/strong><\/td>\n<td>Her faaliyet t\u00fcr\u00fc i\u00e7in ayr\u0131 izin<\/td>\n<td>7518 s.K. + SPK<\/td>\n<\/tr>\n<tr>\n<td><strong>Y\u00f6netim Kalitesi<\/strong><\/td>\n<td>Y\u00f6netim kurulu ve GM SPK onay\u0131<\/td>\n<td>III-35\/B.1 Tebli\u011fi<\/td>\n<\/tr>\n<tr>\n<td><strong>Ba\u011f\u0131ms\u0131z Denetim<\/strong><\/td>\n<td>Y\u0131ll\u0131k zorunlu<\/td>\n<td>7518 s.K.<\/td>\n<\/tr>\n<tr>\n<td><strong>Kay\u0131t Saklama<\/strong><\/td>\n<td>8 y\u0131l<\/td>\n<td>7518 s.K. + MASAK<\/td>\n<\/tr>\n<tr>\n<td><strong>Sigorta\/G\u00fcvence<\/strong><\/td>\n<td>M\u00fc\u015fteri varl\u0131klar\u0131 i\u00e7in koruma mekanizmas\u0131<\/td>\n<td>III-35\/B.2 Tebli\u011fi<\/td>\n<\/tr>\n<tr>\n<td><strong>\u015e\u00fcpheli \u0130\u015flem Bildirimi<\/strong><\/td>\n<td>MASAK&#8217;a STR zorunlulu\u011fu<\/td>\n<td>5549 s.K.<\/td>\n<\/tr>\n<tr>\n<td><strong>Yapt\u0131r\u0131m Taramas\u0131<\/strong><\/td>\n<td>OFAC, AB, BM listesi \u2014 otomatik<\/td>\n<td>MASAK y\u00fck\u00fcml\u00fcl\u00fckleri<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 7: MASAK --><\/p>\n<h2 id=\"masak\">MASAK AML\/CFT Uyumluluk \u00c7er\u00e7evesi<\/h2>\n<p><a href=\"https:\/\/masak.hmb.gov.tr\/\" target=\"_blank\" rel=\"dofollow noopener\">MASAK (Mali Su\u00e7lar\u0131 Ara\u015ft\u0131rma Kurulu)<\/a>, kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131na 5549 say\u0131l\u0131 Kanun kapsam\u0131nda geni\u015f \u00e7apl\u0131 y\u00fck\u00fcml\u00fcl\u00fckler getirmi\u015ftir. Bu y\u00fck\u00fcml\u00fcl\u00fckler hem kullan\u0131c\u0131 g\u00fcvenli\u011fini hem de finansal sistemin b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc koruma amac\u0131 ta\u015f\u0131r.<\/p>\n<p><strong>KVHS&#8217;lerin MASAK y\u00fck\u00fcml\u00fcl\u00fckleri:<\/strong><\/p>\n<ul class=\"dfh-checklist\">\n<li>T\u00fcm m\u00fc\u015fteriler i\u00e7in zorunlu KYC \u2014 kimlik do\u011frulama ve kimlik belgesi<\/li>\n<li>\u015e\u00fcpheli i\u015flem bildirimi (STR) \u2014 MASAK&#8217;a anl\u0131k bildirim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc<\/li>\n<li>\u0130\u015flem kay\u0131tlar\u0131n\u0131n 8 y\u0131l saklanmas\u0131 ve talep halinde ibraz\u0131<\/li>\n<li>Siyasi a\u00e7\u0131dan hassas ki\u015filer (PEP) i\u00e7in geli\u015ftirilmi\u015f m\u00fc\u015fteri tan\u0131ma (EDD)<\/li>\n<li>Uluslararas\u0131 yapt\u0131r\u0131m listesiyle (OFAC, AB, BM) otomatik tarama<\/li>\n<li>Risk bazl\u0131 AML politikas\u0131 \u2014 m\u00fc\u015fteri risk profili olu\u015fturma<\/li>\n<li>Uyum g\u00f6revlisi atanmas\u0131 zorunlulu\u011fu<\/li>\n<\/ul>\n<p><!-- B\u00d6L\u00dcM 8: ATM NED\u0130R --><\/p>\n<figure id=\"attachment_6637\" aria-describedby=\"caption-attachment-6637\" style=\"width: 1920px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-6637\" src=\"https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir.jpg\" alt=\"Kripto Para ATM'si (BTM) Nedir?\" width=\"1920\" height=\"1080\" srcset=\"https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir.jpg 1920w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir-300x169.jpg 300w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir-1024x576.jpg 1024w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir-768x432.jpg 768w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir-1536x864.jpg 1536w, https:\/\/defihukuk.com\/wp-content\/uploads\/2026\/02\/kripto-para-atmsi-btm-nedir-18x10.jpg 18w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><figcaption id=\"caption-attachment-6637\" class=\"wp-caption-text\">Kripto Para ATM&#8217;si (BTM) Nedir?<\/figcaption><\/figure>\n<h2 id=\"atm-nedir\">Kripto Para ATM&#8217;si (BTM) Nedir?<\/h2>\n<div id=\"ai-atm-nedir\" class=\"dfh-ai-answer\">\n<h3>Kripto Para ATM&#8217;si Nas\u0131l \u00c7al\u0131\u015f\u0131r?<\/h3>\n<p>Kripto para ATM&#8217;leri (Bitcoin Teller Machine \u2014 BTM), kullan\u0131c\u0131lar\u0131n nakit para yat\u0131rarak dijital varl\u0131k almas\u0131na veya c\u00fczdanlar\u0131ndaki varl\u0131klar\u0131 nakde \u00e7evirmesine olanak tan\u0131yan fiziksel kiosk cihazlar\u0131d\u0131r. T\u00fcrkiye&#8217;de bu cihazlar 7518 say\u0131l\u0131 Kanun kapsam\u0131nda KVHS stat\u00fcs\u00fcnde de\u011ferlendirilmekte olup lisans rejime tabidir.<\/p>\n<\/div>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>ATM T\u00fcr\u00fc<\/th>\n<th>\u0130\u015flev<\/th>\n<th>KYC Gereksinimi<\/th>\n<th>Hukuki Risk Profili<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Tek Y\u00f6nl\u00fc (Buy-Only)<\/strong><\/td>\n<td>Nakit ile kripto al\u0131m\u0131<\/td>\n<td>\u0130\u015flem e\u015fi\u011fine g\u00f6re de\u011fi\u015fir<\/td>\n<td>Orta \u2014 yaln\u0131zca al\u0131m<\/td>\n<\/tr>\n<tr>\n<td><strong>Tek Y\u00f6nl\u00fc (Sell-Only)<\/strong><\/td>\n<td>Kripto ile nakit elde etme<\/td>\n<td>Daha s\u0131k\u0131 KYC gerektirir<\/td>\n<td>Y\u00fcksek \u2014 nakit \u00e7\u0131k\u0131\u015f\u0131 AML riski<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00c7ift Y\u00f6nl\u00fc (Two-Way)<\/strong><\/td>\n<td>Hem al\u0131m hem sat\u0131m<\/td>\n<td>Tam KYC zorunlu<\/td>\n<td>En y\u00fcksek \u2014 kapsaml\u0131 MASAK uyumu<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 9: ATM HUKUK --><\/p>\n<h2 id=\"atm-hukuk\">Kripto ATM&#8217;nin T\u00fcrkiye&#8217;deki Hukuki Stat\u00fcs\u00fc<\/h2>\n<p>T\u00fcrkiye&#8217;de kripto para ATM&#8217;lerinin hukuki stat\u00fcs\u00fcn\u00fc belirleyen \u00fc\u00e7 temel ayr\u0131m vard\u0131r:<\/p>\n<div class=\"dfh-atm-kart\">\n<p class=\"dak-baslik\">1. Al\u0131m-Sat\u0131m Arac\u0131 Olarak ATM \u2014 YASAL (Lisansl\u0131ysa)<\/p>\n<p>Nakit ile kripto sat\u0131n almak veya kriptoyu nakde \u00e7evirmek, 7518 say\u0131l\u0131 Kanun kapsam\u0131nda al\u0131m-sat\u0131m hizmeti olarak de\u011ferlendirilmektedir. Bu hizmet, SPK lisansl\u0131 KVHS stat\u00fcs\u00fcnde yasal olarak yap\u0131labilir. Lisans al\u0131nmadan ATM i\u015fletmek ise yasad\u0131\u015f\u0131d\u0131r.<\/p>\n<\/div>\n<div class=\"dfh-atm-kart\">\n<p class=\"dak-baslik\">2. \u00d6deme Arac\u0131 Olarak ATM&#8217;den Al\u0131nan Kripto \u2014 YASAK<\/p>\n<p>ATM&#8217;den elde edilen kripto varl\u0131\u011f\u0131n bir mal veya hizmet i\u00e7in do\u011frudan \u00f6deme arac\u0131 olarak kullan\u0131lmas\u0131, 16 Nisan 2021 tarihli TCMB y\u00f6netmeli\u011fi kapsam\u0131nda yasakt\u0131r. ATM cihaz\u0131 al\u0131m-sat\u0131m yapabilir; ancak ATM&#8217;den \u00e7\u0131kan kripto ile market kasas\u0131nda \u00f6deme yap\u0131lamaz.<\/p>\n<\/div>\n<div class=\"dfh-atm-kart\">\n<p class=\"dak-baslik\">3. Malvarl\u0131\u011f\u0131 De\u011feri Olarak Kripto \u2014 YASAL<\/p>\n<p>Kripto varl\u0131klar T\u00fcrk hukukunda &#8220;gayri maddi varl\u0131k&#8221; olarak kabul edilmi\u015ftir. Bu nitelendirme ile kripto varl\u0131klar haciz edilebilir, miras b\u0131rak\u0131labilir, teminat olarak kullan\u0131labilir ve hukuki i\u015flemlere konu olabilir. ATM arac\u0131l\u0131\u011f\u0131yla edinilen kripto, bu yasal stat\u00fcden tam anlam\u0131yla yararlan\u0131r.<\/p>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 10: ATM L\u0130SANS --><\/p>\n<h2 id=\"atm-lisans\">ATM \u0130\u015fletmek \u0130\u00e7in Lisans \u015eartlar\u0131<\/h2>\n<p>T\u00fcrkiye&#8217;de kripto para ATM&#8217;si i\u015fletmek i\u00e7in \u00f6ncelikle SPK&#8217;dan KVHS lisans\u0131 al\u0131nmas\u0131 gerekmektedir. Bu lisans i\u00e7in:<\/p>\n<ul class=\"dfh-checklist\">\n<li><strong>150 milyon TL \u00f6denmi\u015f sermaye:<\/strong> Asgari sermaye \u015fart\u0131 kar\u015f\u0131lanmal\u0131d\u0131r<\/li>\n<li><strong>SPK onayl\u0131 y\u00f6netim yap\u0131s\u0131:<\/strong> Y\u00f6netim kurulu \u00fcyeleri ve genel m\u00fcd\u00fcr SPK taraf\u0131ndan onaylanmal\u0131d\u0131r<\/li>\n<li><strong>MASAK uyum program\u0131:<\/strong> KYC, AML ve \u015f\u00fcpheli i\u015flem bildirimi altyap\u0131s\u0131 kurulmal\u0131d\u0131r<\/li>\n<li><strong>ATM ba\u015f\u0131na teknik standartlar:<\/strong> Cihaz i\u00e7in sertifikasyon ve g\u00fcvenlik protokolleri<\/li>\n<li><strong>\u0130\u015flem e\u015fi\u011fi KYC kademelendirmesi:<\/strong> Belirli tutarlar\u0131n \u00fczerinde kimlik do\u011frulama zorunlulu\u011fu<\/li>\n<li><strong>Ba\u011f\u0131ms\u0131z denetim:<\/strong> Y\u0131ll\u0131k ba\u011f\u0131ms\u0131z denetim yapt\u0131r\u0131lmal\u0131d\u0131r<\/li>\n<\/ul>\n<div class=\"dfh-alert dfh-alert-warn\"><b>Mevcut ATM&#8217;lerin B\u00fcy\u00fck B\u00f6l\u00fcm\u00fc Lisanss\u0131z:<\/b> 7518 say\u0131l\u0131 Kanun ve Mart 2025 tebli\u011flerinin y\u00fcr\u00fcrl\u00fc\u011fe girmesiyle birlikte T\u00fcrkiye&#8217;deki mevcut kripto ATM&#8217;lerinin b\u00fcy\u00fck \u00e7o\u011funlu\u011fu SPK lisans\u0131 olmaks\u0131z\u0131n faaliyetlerini s\u00fcrd\u00fcrmektedir. Bu cihazlar\u0131n i\u015fletmecileri SPK m.109\/A kapsam\u0131nda a\u011f\u0131r yapt\u0131r\u0131m riskiyle kar\u015f\u0131 kar\u015f\u0131yad\u0131r.<\/div>\n<p><!-- B\u00d6L\u00dcM 11: ATM YASAK --><\/p>\n<h2 id=\"atm-yasak\">ATM \u00d6deme Arac\u0131 Olarak Yasak m\u0131? Kritik Ayr\u0131m<\/h2>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>Eylem<\/th>\n<th>Hukuki Durum<\/th>\n<th>Dayanak<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>ATM&#8217;den nakit vererek kripto sat\u0131n almak<\/td>\n<td>YASAL \u2014 Lisansl\u0131 ATM&#8217;de<\/td>\n<td>7518 s.K. (KVHS lisansl\u0131ysa)<\/td>\n<\/tr>\n<tr>\n<td>ATM&#8217;de kriptoyu nakde \u00e7evirmek<\/td>\n<td>YASAL \u2014 Lisansl\u0131 ATM&#8217;de<\/td>\n<td>7518 s.K. (KVHS lisansl\u0131ysa)<\/td>\n<\/tr>\n<tr>\n<td>ATM&#8217;den ald\u0131\u011f\u0131 kripto ile mal sat\u0131n almak<\/td>\n<td>YASAK<\/td>\n<td>TCMB Y\u00f6netmeli\u011fi (16.04.2021)<\/td>\n<\/tr>\n<tr>\n<td>ATM&#8217;den ald\u0131\u011f\u0131 kripto ile hizmet bedeli \u00f6demek<\/td>\n<td>YASAK<\/td>\n<td>TCMB Y\u00f6netmeli\u011fi (16.04.2021)<\/td>\n<\/tr>\n<tr>\n<td>Lisanss\u0131z ATM i\u015fletmek<\/td>\n<td>YASAK \u2014 A\u011f\u0131r Yapt\u0131r\u0131m<\/td>\n<td>SPK m.109\/A \u2014 3-5 y\u0131l hapis<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 12: CEZA --><\/p>\n<h2 id=\"atm-ceza\">Lisanss\u0131z ATM \u0130\u015fletiminde Yapt\u0131r\u0131mlar<\/h2>\n<p>SPK lisans\u0131 olmadan kripto para ATM&#8217;si i\u015fletmek, 7518 say\u0131l\u0131 Kanun kapsam\u0131nda izinsiz sermaye piyasas\u0131 faaliyeti (SPK m.109\/A) olu\u015fturmaktad\u0131r.<\/p>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>Su\u00e7<\/th>\n<th>Ceza<\/th>\n<th>Ek Yapt\u0131r\u0131m<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u0130zinsiz KVHS Faaliyeti<\/strong><\/td>\n<td>3-5 y\u0131l hapis (SPK m.109\/A)<\/td>\n<td>Adli para cezas\u0131 + faaliyet durdurma<\/td>\n<\/tr>\n<tr>\n<td><strong>MASAK Y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc \u0130hlali<\/strong><\/td>\n<td>\u0130dari para cezas\u0131<\/td>\n<td>MASAK denetimi + lisans iptali<\/td>\n<\/tr>\n<tr>\n<td><strong>Kara Para Aklama (Bilerek)<\/strong><\/td>\n<td>TCK m.282 \u2014 3-7 y\u0131l hapis<\/td>\n<td>KYC ihlali + a\u011f\u0131rla\u015ft\u0131r\u0131c\u0131 hal<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 13: VERG\u0130 --><\/p>\n<h2 id=\"vergi\">Kripto ATM ve D\u00fczenleme Vergi Boyutu<\/h2>\n<p>2026 y\u0131l\u0131nda kripto varl\u0131klar\u0131n\u0131n vergilendirilmesi iki kanalda de\u011ferlendirilmektedir:<\/p>\n<div class=\"dfh-table-wrap\">\n<table class=\"dfh-table\">\n<thead>\n<tr>\n<th>\u0130\u015flem T\u00fcr\u00fc<\/th>\n<th>Vergi T\u00fcr\u00fc<\/th>\n<th>Oran<\/th>\n<th>Durum<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>SPK lisansl\u0131 borsada al\u0131m-sat\u0131m kazanc\u0131<\/td>\n<td>Stopaj<\/td>\n<td>%10<\/td>\n<td>Teklif a\u015famas\u0131nda (geri \u00e7ekildi)<\/td>\n<\/tr>\n<tr>\n<td>Yurt d\u0131\u015f\u0131 borsada al\u0131m-sat\u0131m kazanc\u0131<\/td>\n<td>Gelir Vergisi<\/td>\n<td>%15-40<\/td>\n<td>Mevcut GVK kapsam\u0131nda<\/td>\n<\/tr>\n<tr>\n<td>\u0130\u015flem vergisi (t\u00fcm al\u0131m-sat\u0131m)<\/td>\n<td>\u0130\u015flem Vergisi<\/td>\n<td>\u20300,3<\/td>\n<td>Teklif a\u015famas\u0131nda (geri \u00e7ekildi)<\/td>\n<\/tr>\n<tr>\n<td>Kripto ATM \u00fczerinden i\u015flem kazanc\u0131<\/td>\n<td>Ticari Kazan\u00e7<\/td>\n<td>Artan oranl\u0131 tarife<\/td>\n<td>GVK genel h\u00fck\u00fcmleri ge\u00e7erli<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><!-- B\u00d6L\u00dcM 14: MEVZUAT --><\/p>\n<h2 id=\"mevzuat\">Temel Mevzuat \u00d6zeti<\/h2>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">7518 say\u0131l\u0131 Kanun (Tem. 2024)<\/div>\n<div class=\"dms-aciklama\">Kripto varl\u0131klar\u0131n hukuki tan\u0131m\u0131, KVHS lisanslama zorunlulu\u011fu, SPK denetimi. T\u00fcrkiye kripto reg\u00fclasyonunun temel kanunu.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">TCMB Y\u00f6netmeli\u011fi (Nis. 2021)<\/div>\n<div class=\"dms-aciklama\">Kripto varl\u0131klar\u0131n \u00f6demelerde do\u011frudan veya dolayl\u0131 kullan\u0131m\u0131 yasa\u011f\u0131. ATM \u00f6deme arac\u0131 yasa\u011f\u0131n\u0131n temel dayana\u011f\u0131.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">III-35\/B.1 Tebli\u011fi (Mar. 2025)<\/div>\n<div class=\"dms-aciklama\">KVHS kurulu\u015f ve faaliyet esaslar\u0131 \u2014 150 milyon TL sermaye, y\u00f6netim yap\u0131s\u0131, ba\u011f\u0131ms\u0131z denetim, faaliyet izni.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">III-35\/B.2 Tebli\u011fi (Mar. 2025)<\/div>\n<div class=\"dms-aciklama\">Kripto varl\u0131klar\u0131n saklanmas\u0131 \u2014 SPK yetkilendirilmi\u015f kurulu\u015flar, m\u00fc\u015fteri varl\u0131\u011f\u0131 ayr\u0131m\u0131, so\u011fuk c\u00fczdan.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">i-SPK.35.B \u0130lke Karar\u0131 (Eyl. 2024)<\/div>\n<div class=\"dms-aciklama\">Lisansl\u0131 platform b\u00fcnyesindeki P2P pazar yerlerine k\u0131s\u0131tlama. ATM i\u015fletmecilerine de dolayl\u0131 etkisi var.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">5549 say\u0131l\u0131 Kanun<\/div>\n<div class=\"dms-aciklama\">MASAK AML\/CFT y\u00fck\u00fcml\u00fcl\u00fckleri \u2014 KYC, \u015f\u00fcpheli i\u015flem bildirimi, kay\u0131t saklama. T\u00fcm KVHS&#8217;ler i\u00e7in ge\u00e7erli.<\/div>\n<\/div>\n<div class=\"dfh-mevzuat-satir\">\n<div class=\"dms-kanun\">SPK m.109\/A<\/div>\n<div class=\"dms-aciklama\">\u0130zinsiz sermaye piyasas\u0131 faaliyeti \u2014 3-5 y\u0131l hapis. Lisanss\u0131z ATM i\u015fletmek bu madde kapsam\u0131nda de\u011ferlendirilir.<\/div>\n<\/div>\n<p><!-- \u0130LET\u0130\u015e\u0130M --><\/p>\n<div id=\"iletisim\" class=\"dfh-iletisim-box\">\n<p class=\"dfh-ib-title\">Kripto Varl\u0131k D\u00fczenlemeleri ve ATM Hukuku \u2014 DeFi Hukuk B\u00fcrosu<\/p>\n<p>KVHS lisanslama, ATM uyum dan\u0131\u015fmanl\u0131\u011f\u0131 veya SPK mevzuat\u0131 hakk\u0131nda uzman hukuki destek i\u00e7in ileti\u015fime ge\u00e7in.<\/p>\n<p>Telefon \/ WhatsApp: <strong>0531 336 09 81<\/strong><\/p>\n<p>Web: defihukuk.com<\/p>\n<p>Adres: So\u011fanl\u0131k Yeni Mahalle, Pegagaz Sokak, Kat:32 No:6A D:197, 34880 Kartal\/\u0130stanbul<\/p>\n<\/div>\n<p><!-- SSS --><\/p>\n<h2 id=\"sss\">S\u0131k\u00e7a Sorulan Sorular (SSS)<\/h2>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">T\u00fcrkiye&#8217;de kripto para ATM&#8217;leri yasal m\u0131?<\/p>\n<p class=\"dfh-faq-a\">Kripto para ATM&#8217;leri (BTM), 7518 say\u0131l\u0131 Kanun kapsam\u0131nda KVHS lisansl\u0131 olarak i\u015fletilebilir. Lisanss\u0131z ATM i\u015fletmek SPK m.109\/A kapsam\u0131nda 3-5 y\u0131l hapis cezas\u0131 gerektirebilir. Mevcut ATM&#8217;lerin b\u00fcy\u00fck \u00e7o\u011funlu\u011fu hen\u00fcz lisans almam\u0131\u015f durumda oldu\u011fundan ciddi yapt\u0131r\u0131m riskiyle kar\u015f\u0131 kar\u015f\u0131yad\u0131r.<\/p>\n<\/div>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">T\u00fcrkiye&#8217;de kripto varl\u0131k d\u00fczenlemeleri nelerdir?<\/p>\n<p class=\"dfh-faq-a\">Temel d\u00fczenleme \u00e7er\u00e7evesi: 7518 say\u0131l\u0131 Kanun (Temmuz 2024), SPK III-35\/B.1 ve III-35\/B.2 Tebli\u011fleri (Mart 2025), TCMB \u00d6deme Yasa\u011f\u0131 Y\u00f6netmeli\u011fi (Nisan 2021) ve MASAK AML\/CFT y\u00fck\u00fcml\u00fcl\u00fckleri. KVHS&#8217;ler i\u00e7in 150 milyon TL sermaye, SPK lisans\u0131 ve ba\u011f\u0131ms\u0131z denetim zorunludur.<\/p>\n<\/div>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">Kripto ATM&#8217;den ald\u0131\u011f\u0131m kripto ile \u00f6deme yapabilir miyim?<\/p>\n<p class=\"dfh-faq-a\">Hay\u0131r. 16 Nisan 2021 tarihli TCMB y\u00f6netmeli\u011fi, kripto varl\u0131klar\u0131n \u00f6demelerde do\u011frudan veya dolayl\u0131 olarak kullan\u0131lmas\u0131n\u0131 yasaklam\u0131\u015ft\u0131r. ATM&#8217;den kripto alabilirsiniz; ancak bu kripto ile market kasas\u0131nda veya herhangi bir sat\u0131c\u0131ya \u00f6deme yapamazs\u0131n\u0131z. \u0130hlal halinde idari yapt\u0131r\u0131m uygulan\u0131r.<\/p>\n<\/div>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">T\u00fcrkiye FATF gri listesinden ne zaman \u00e7\u0131kt\u0131?<\/p>\n<p class=\"dfh-faq-a\">T\u00fcrkiye, 7518 say\u0131l\u0131 Kanun&#8217;un kabul\u00fc ve MASAK d\u00fczenlemelerinin hayata ge\u00e7irilmesiyle FATF&#8217;nin teknik kriterlerini kar\u015f\u0131lam\u0131\u015f ve Haziran 2024&#8217;te FATF gri listesinden \u00e7\u0131kmay\u0131 ba\u015farm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">2025 SPK kripto tebli\u011fleri ne getirdi?<\/p>\n<p class=\"dfh-faq-a\">Mart 2025&#8217;te yay\u0131mlanan iki tebli\u011f: III-35\/B.1 (KVHS kurulu\u015f ve faaliyet esaslar\u0131 \u2014 150 mn TL sermaye, y\u00f6netim \u015fartlar\u0131, ba\u011f\u0131ms\u0131z denetim) ve III-35\/B.2 (kripto varl\u0131k saklama hizmetleri \u2014 SPK yetkilendirilmi\u015f kurulu\u015flar, m\u00fc\u015fteri varl\u0131\u011f\u0131 ayr\u0131m\u0131, so\u011fuk c\u00fczdan zorunlulu\u011fu).<\/p>\n<\/div>\n<div class=\"dfh-faq-item\">\n<p class=\"dfh-faq-q\">Kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131 (KVHS) lisans\u0131 nas\u0131l al\u0131n\u0131r?<\/p>\n<p class=\"dfh-faq-a\">KVHS lisans\u0131 i\u00e7in: 150 milyon TL \u00f6denmi\u015f sermaye, SPK onayl\u0131 y\u00f6netim yap\u0131s\u0131 (y\u00f6netim kurulu + genel m\u00fcd\u00fcr), MASAK uyum program\u0131 (KYC, AML, STR altyap\u0131s\u0131), ba\u011f\u0131ms\u0131z denetim ve faaliyet t\u00fcr\u00fcne g\u00f6re ayr\u0131 izin ba\u015fvurusu gereklidir. Ba\u015fvuru SPK&#8217;ya yap\u0131l\u0131r; s\u00fcre\u00e7 hukuki dan\u0131\u015fmanl\u0131k gerektirmektedir.<\/p>\n<\/div>\n<hr class=\"dfh-divider\" \/>\n<p><!-- YAZAR --><\/p>\n<div class=\"dfh-author\">\n<div class=\"dfh-author-header\">\n<div class=\"dfh-author-info\">\n<p class=\"dfh-author-name\">Av. Ahmet Karaca<\/p>\n<p class=\"dfh-author-title\">Kripto Para Hukuku, SPK Mevzuat\u0131 ve KVHS Uyum Dan\u0131\u015fmanl\u0131\u011f\u0131 Uzman\u0131 | \u0130stanbul Barosu<\/p>\n<p class=\"dfh-author-bar\">TBB Sicil No: 234456 \u00a0|\u00a0 Baro Sicil No: 92414 \u00a0|\u00a0 \u0130stanbul Barosu \u00a0|\u00a0 DeFi Hukuk B\u00fcrosu<\/p>\n<\/div>\n<\/div>\n<p class=\"dfh-author-bio\">Bu makale, \u0130stanbul Barosu&#8217;na kay\u0131tl\u0131 (Sicil No: 92414), TBB Sicil No 234456 numaral\u0131 ruhsata sahip Av. Ahmet Karaca taraf\u0131ndan kaleme al\u0131nm\u0131\u015ft\u0131r. Marmara \u00dcniversitesi Hukuk Fak\u00fcltesi&#8217;nden onur derecesiyle mezun olan Karaca; SPK kripto varl\u0131k mevzuat\u0131, KVHS lisanslama dan\u0131\u015fmanl\u0131\u011f\u0131 ve kripto para ATM hukukunda uzmanla\u015fm\u0131\u015ft\u0131r. Duke University (Decentralized Finance Primitives), Politecnico di Milano (Artificial Intelligence and Legal Issues) ve Lund University (AI &amp; Law) uluslararas\u0131 sertifika programlar\u0131n\u0131 tamamlam\u0131\u015ft\u0131r. UNICEF ve Habitat Derne\u011fi ortakl\u0131\u011f\u0131nda sertifikal\u0131 e\u011fitmen, Haberler.com &#8220;Bili\u015fim Avukat\u0131 | Kripto Para Avukat\u0131&#8221; k\u00f6\u015fe yazar\u0131 ve Udemy blockchain hukuku e\u011fitmenidir.<\/p>\n<div class=\"dfh-author-creds\"><span class=\"dfh-cred\">Marmara \u00dcniversitesi Hukuk \u2014 Onur Derecesi<\/span><br \/>\n<span class=\"dfh-cred\">DeFi Primitives \u2014 Duke University<\/span><br \/>\n<span class=\"dfh-cred\">AI &amp; Legal Issues \u2014 Politecnico di Milano<\/span><br \/>\n<span class=\"dfh-cred\">AI &amp; Law \u2014 Lund University<\/span><br \/>\n<span class=\"dfh-cred\">UNICEF &amp; Habitat \u2014 Sertifikal\u0131 E\u011fitmen<\/span><br \/>\n<span class=\"dfh-cred\">Udemy \u2014 Blockchain ve Kripto Para Hukuku<\/span><br \/>\n<span class=\"dfh-cred\">Haberler.com K\u00f6\u015fe Yazar\u0131<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kripto Varl\u0131k D\u00fczenlemeleri ve Kripto Para ATM&#8217;lerinin Hukuki Durumu T\u00fcrkiye&#8217;de kripto para ATM&#8217;leri (BTM), 7518 say\u0131l\u0131 Kanun kapsam\u0131nda kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131 olarak lisans rejimine tabi tutulabilir ve faaliyetleri yasal d\u00fczenleme (SPK denetimi) alt\u0131na al\u0131nm\u0131\u015ft\u0131r. Kripto varl\u0131klar\u0131n do\u011frudan \u00f6deme arac\u0131 olarak kullan\u0131m\u0131 yasak olsa da bu cihazlar arac\u0131l\u0131\u011f\u0131yla al\u0131m-sat\u0131m i\u015flemleri malvarl\u0131\u011f\u0131 de\u011feri olarak hukuki \u00e7er\u00e7evede yer bulmaktad\u0131r. Lisans ve D\u00fczenleme: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6635,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6001","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>T\u00fcrkiye\u2019de Kripto Varl\u0131k D\u00fczenlemeleri ve Kripto Para ATM<\/title>\n<meta name=\"description\" content=\"7518 say\u0131l\u0131 Kanun, SPK tebli\u011fleri, 150 milyon TL sermaye \u015fart\u0131, MASAK uyumu ve kripto ATM hukuki stat\u00fcs\u00fc. T\u00fcrkiye kripto reg\u00fclasyonu kapsaml\u0131 2026 rehberi. Av. 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